Two very different ways to operate
Holded covers accounting and basic CRM; anything else requires external add-ons. BiVelio ships with the modules, the AI and the integrations out of the box.
Management software vs AI-powered operating system
What is BiVelio
BiVelio is a governed autonomous operations layer powered by AI. Instead of replacing your invoicing or your CRM, it operates on top of them: design visual processes, automate operations with AI agents, communicate with clients via WhatsApp, Email and Telegram, and control everything from the real-time Autonomy Console, with permissions and audit.
What is Holded
Holded is a Spanish business management software focused on accounting, invoicing, HR and projects. It stands out for its simplicity and accessible SaaS model for SMEs. It is a good option for digitizing basic administration, but it does not include AI-powered process automation, complex workflows or integrated multichannel communications.
Quick feature comparison
| Feature |  BiVelio |  Holded |
|---|---|---|
| Native AI automation | ||
| Visual BPM workflows | ||
| Workflows over your invoicing | ||
| Autonomous AI agents | ||
| Orchestrates over your CRM | ||
| Multichannel communications | ||
| AI-powered document OCR | ||
| Project management | ||
| No-code setup | ||
| Predictable pricing |
When to choose each one
- You want to automate complete processes with AI
- You need integrated multichannel communications
- Your business needs workflows that run by themselves
- Orchestrate your CRM, your invoicing and your communications from a governed layer, on top of your tools
- You want to scale without proportionally increasing your team
- Your priority is basic accounting and invoicing
- You need simple administration software
- You don't need to automate complex processes
- You're looking for basic HR integrated with payroll
- Your operations are mostly manual and you want to keep them that way
Frequently asked questions: BiVelio vs Holded
BiVelio or Holded: what does each one do?
Holded is management and ERP software for SMBs focused on invoicing, accounting and administration. BiVelio is a GPOS, a governed process operating system that runs operations with AI agents configurable in natural language, no code. They solve different problems: one manages administrative data, the other executes processes.
How is BiVelio different from Holded?
Holded organizes a company's administration: invoices, accounting, expenses and clients in an SMB ERP. BiVelio executes operational processes through AI agents with role, memory, authority, policies and audit, configured without code. The difference is purpose: Holded records and administers; BiVelio automates and runs the workflow in a governed way.
Does BiVelio replace Holded?
Not necessarily. BiVelio is not an ERP nor accounting or invoicing software, which is where Holded delivers its value. BiVelio integrates with management tools like Holded to run processes on top of them with governed agents. Many companies use Holded for administration and BiVelio to automate the operations around it.
Can I integrate BiVelio with Holded?
BiVelio is designed to integrate with existing management tools rather than replace them. The idea is to connect your invoicing or accounting system with BiVelio agents so they execute tasks around that data. The specific integration depends on available connections, so it is worth verifying current scope before planning your implementation.
Who is each one best for?
Holded fits SMBs that need to organize invoicing, accounting and administration in one management platform. BiVelio fits companies that want to automate and govern their operations with AI agents, inside auditable organizations, projects and cases. If your need is managing numbers, Holded; if it is executing processes, BiVelio.
When should you choose BiVelio over Holded?
Choose BiVelio when your goal is automating operational processes with governed AI agents (with policies, authority and audit) rather than only managing invoicing and accounting. If you need an administrative ERP for SMBs, Holded answers that need better. Both can coexist, covering different layers of your business.
Conclusion
Holded is a good option if you want to digitize accounting and invoicing in a simple way. BiVelio is the right choice if you want to go beyond management and automate your entire business operations with artificial intelligence. They are different approaches: Holded digitizes administration. BiVelio automates operations.